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Financial Aid Award Comparison Toolkit

Fill this worksheet for up to three offers. Net cost is COA minus grants and scholarships only. Do not subtract loans or work-study. How to read a letter lives in how to compare financial aid awards. The email you send lives on financial aid negotiation email.

Side-by-side comparison (finish this first)

FieldSchool ASchool BSchool C
School name
Total COA
Grants + scholarships (free money)
Work-study (earned, not automatic)
Loans (subsidized + unsubsidized)
Net cost (COA minus free money)
Remaining family/cash gap after loans
Renewal GPA / conditions
Guaranteed all 4 years? (Y/N)

Ask each financial aid office (check when asked)

If a competing offer or a changed circumstance means you will ask for more aid, use the copy-ready negotiation email. For help comparing, work with an Ivy Ready expert.


Get help comparing and appealing your aid offers โ†’

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